POLICIES

Clear Choice Seminars, Inc. Asset Based Lending ABL Audit Training Seminar Courses

"Learn What You've Been Missing"

Clear Choice Seminars, Inc. is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org

NASBA Updated Standards:
Clear Choice Seminars Inc. courses comply with the revised January 2012 Statement on Standards for Continuing Professional Education (CPE) Programs required by July 2012.

Certificate Retention:
Certificates can be sent via e-mail or postal mail within 30 days after completion. All materials, outlines and proof of participation, dates, location of meeting, CPE credits earned and course evaluations are held by Clear Choice Seminars, Inc. for not less than 5 Years. Course attendance documentation items are filed by Course Name and Date. Course outline and materials are maintained at our offices as Intellectual Property.

Delivery Methods:
Clear Choice Seminars courses use Group-Live and Group-Internet-Based webinars and Internet Self- paced delivery methods as noted in each course description. Courses include materials (binders) that can be printed out and saved (live courses), course outlines (Internet-based Self-Study), as well as the ABL-Help Classic on-line manual in some courses.

Program Levels:
Courses are listed as Beginner, Intermediate or Advanced on the Course Catalog page.

Technology Requirements:
Group-Live course participants should have the technology that is required in the course outline. That could include a computer that can run Excel, AssetReader, AssetArchive, AssetWriter or other programs. Certain sections may require the use of a calculator.

Prerequisites:
Courses that are not basic can have some prerequisites and they will be listed on the Course Catalog page.

Course Study Guide Outlines and Handouts:
Each Lesson has a complete course study guide or slides for the Lesson Modules posted on the Course Catalog page. Clear Choice Seminars uses slides and exhibits in the form of printable handouts that allow notes to be taken. Some of the lesson modules have course case information that is included in the handouts.

Course Times & Attendance:
Courses are available at the times specified for Live or Internet training that is instructor lead. Students must be ready on time. Group-Live programs will have attendance taken at the beginning and end of each class via signed time and date attendance sheets.

For Group-Internet-Based training, participants will be informed at the start of the course that they will be asked three or more challenge questions per course hour and at random intervals. The methods used may include, but not be limited to, the use of raised-hand verification technology, polling questions and verbal responses to determine if people are participating in the courses.

Students that do not answer challenge questions shall lose 1/2 hour (1/2 CPE) for each missed question. Students that attend Group-Live training and are not present due to unscheduled interruptions (phone, bathroom breaks, working on other assignments in class) shall be denied the appropriate time in 30 minute (1/2 CPE) increments per 50 minute hour as reported on the certificate of attendance.

For cases where the Group-Live Internet is being broadcast into a meeting room with several participants (typically a large monitor or projector screen), Clear Choice Seminars will have a designated supervisor at the participant location complete a sign-in sheet and then sign that sheet to attest to the attendance of the participants and that completed document must be received by Clear Choice Seminars, Inc. before issuing any CPE Certificates to the participants from that location.

Help / Assistance / Tech-Support:
Clear Choice Seminars instructor will be available at the session for live questions. Additional questions can be answered after the training time via e-mail or telephone. The Contact page can also be used for any technical support needs.

Updates:
Clear Choice Seminars, Inc. will update course content as new information, student feedback, technology and content delivery enhancements become available. Materials are updated not less than annually. Errors, typos, technical software bugs and other changes that are needed immediately are updated within 24 hours of solution identification.

Refunds:
Clear Choice Seminars, Inc. will provide a refund if a course has not been started by a student. If courses have been started, there will be no refunds, but students can be rescheduled for another session.

Language:
Courses are in English.

Complaints:
Clear Choice Seminars can be contacted with any complaints, concerns or comments from the information that is available on the Contact page. Ask for Joseph Caplan, President.

Hours of Operations:
Our office hours for human contact are Monday - Friday from 8:00am to 5:00pm EST (New York Time).

Copyrights, Trade Names and Intellectual Property:
Clear Choice Seminars, Inc. has registered the courses and ABL-Help with the US Copyright office. ABLTrain and FactorTrain have been registered with the State of Maryland as a d/b/a names of Clear Choice Seminars, Inc. Artwork in the courses are original or are licensed from Corbis, Fotolia and iStockPhoto. Clear Choice Seminars does not allow seminar materials to be used by anyone other than the individual that is taking the course, no other rights should be assumed and no other rights are granted.

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