About the Instructor

Joseph R. Caplan, CPA has been in the ABL profession since 1985 as a field examiner, audit manager, ABL per diem examiner, seminar instructor and entrepreneur.
 
Mr. Caplan is a graduate of Drexel University in Philadelphia, with a duel degree in accounting and finance.  After graduation, Mr. Caplan served in Public accounting with Laventhol & Horwath, having duties extended to include computer graphics publishing for financial statements and computer training for newly hired staff.
 
After several years at Barclays American Business Credit (became Fleet Capital Corp. and is now Bank of America Business Capital), as a field examiner, Mr. Caplan became the Audit Manager at Perpetual Savings Bank, FSB, managing a portfolio with $250MM of ABL transactions and $900MM of commercial loans. 
 
As the S&L crisis emerged, Perpetual Savings Bank, FSB became the first account in Mr. Caplan's former per diem field examination practice on 6/15/90.  That practice evolved into Capital Acquisition Professionals, Inc. (CAPi).  Some of the larger transactions have included turnarounds and spin-offs from companies such as 3M, Forstman Little, Quanex, EECO, VF Corporation, Nichols Homeshield, G-Tech, Pinkerton, and others.  The largest transaction handled to date has been for $300,000,000 of secured lines.  Mr. Caplan's focus has been only Asset Based Lending related and not traditional Accounting services such as:  taxes, CPA audits, reviews, compilations, financial planning, insurance, mutual funds, Etc.
 
When starting the per diem practice, Mr. Caplan conducted several local seminars in and around Baltimore, Maryland to help banks understand the needs of Asset Based Lending.  The success of these presentations allowed Mr. Caplan to develop other seminars including:  Cash Flow Analysis for Asset Based Loans and the Intermediate ABL Audit Seminar under the company name of Clear Choice Seminars, Inc.  Using computer generated slides, animations and music, the multimedia presentation has evolved and been refined to keep the student's attention.  The course materials are written by Mr. Caplan, with programming, sound files and some animations also done by Mr. Caplan.
 
In January of 1996, Mr. Caplan started FinSoft, LLC, a software consulting Company that developed AssetWriter field examination software and AssetReader aging analysis software.  FinSoft, LLC also provides custom software solutions in Visual Basic, as well as database development and maintenance in Oracle, Access, PCAnywhere, DB2, SQL, ODBC and other client/server solutions.

Mr. Caplan holds several copyrights on written materials, course materials, white papers and software designs.  Other projects have included The Asset Based Lender's Home Page and ABL-Help.
 
Why all Asset based Lending?  "It's the greatest profession on earth."

Summary of Products:

Clear Choice Seminars, Inc.

Capital Acquisition Professionals, Inc.

FinSoft, LLC

Asset Based Lenders Home Page

ABL-HELP

 

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