Student feedback is one of the reasons that we are THE CLEAR CHOICE.
Sample comments are based on course reviews from students. Where applicable
students that signed a name release are noted. These and many other class review
comments are on file at the Clear Choice Seminars offices in Ellicott City, MD and may be
reviewed in-person, at that location, through appointment only.
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[DATA] “Joe Caplan brings an excellent product to
the market in a fun, practical and exciting way. THANK YOU!”
Michael Albanese, Cost Reduction Solutions
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“Being new to this field of auditing, I felt the
past three days were very productive. I've learned a lot about ABL and
ABL audit and am eager to test my new skills in the field”
Lisa P., First American Bank
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“The class was relevant to what ABL auditing is
about. Anyone starting out in this business should take this class.”
G.E., Bank of Oklahoma
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“Excellent course that covered important topics. Material
was well thought out.”
Tom Gibbons, VP, FINOVA-IL
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“Well knowledged instructor & committed to his field...
Improved my auditing techniques... Taught how to audit without blinders on... Learned to
appreciate the whole process.”
N.V., Examiner, Unified Examiners of California
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“I have been in the industry for a long time, however, I am never
ceased to be amazed by new techniques or methods...I will recommend this course to other
members of our bank.”
R.B., Audit Manager, East West Bank, CA
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“I found the course to be especially helpful in the
time saving techniques, primarily when to limit and expand the scope
depending on the testing results.”
Rober K., Dopkins & Co.
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“Survey results look great. Thanks again for an excellent
seminar.”
Marcie Trump, Audit Manager, CoreStates/First Union
(now owner of Trump Examination
Services, NJ)
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“Alot of detail was covered throughout this
course... Very good class.”
Brad T., NBOC
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“Really fantastic seminar with a lot of valuable
tools and techniques for ABL lenders and auditors alike.”
Kurt T., NBOC
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“Enjoyed the course, very well done. It hit the target
better than other courses due to thoroughness of materials and instructor.”
Milton F. Blair, SVP, First American National Bank“Most
comprehensive and
rewarding course on auditing that I have taken to date.”
Michael Pons, VP, First American National Bank
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“Great Course! You manage to keep it
interesting for lenders while covering needed detail directed specifically
at auditors (a good balance).”
Anders E. Comerica Bank
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“I found this course to be 99.99% applicable to my
job...material and topics covered are useful for my daily job...workbook will be used as a
reference guide.”
Todd Colpitts, Analyst, Foothill Capital
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“Very informative and useful. I'll recommend
to everyone. In my opinion, this is a "must do" for any auditor.”
Louis D. Compass Bank
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“Very informative”
Jamie E. Associates Transcap / Citi Capital
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“Course material was relative, thorough, well
presented and presentation kept my attention.”
R.P., VP-Operations, Douglas-Guardian, TX
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“Very helpful to someone with audit experience that
needs to learn ABL.”
K.C., CPA Sr. Examiner, Pienta & Company, CPA's
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“I wish I had the opportunity to take this class a
long time ago, because it opened my eyes to some things I had never knew about, that are
important to ABL and especially riskier deals.”
J.E., CPA, Loan Analyst, Fleet Capital
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“Presentations are excellent in promoting a clear
understanding of the field.”
M.K., Auditor, National Bank of Canada
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“The most knowledgeable instructor that gives
students a new way to look at auditing and the overall process.”
Jason E. Foothill Capital
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“Great presentation materials...keeps you interested...Joe conveys
a knowledgeable and genuine passion in the audit process.”
Jason Kaplan, Analyst, G.E. Capital
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“This course provided great insight & strategies
for various ABL issues. Instructor is very knowledgeable!”
T.D., Examiner, Allfirst
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“Well knowledged instructor... Improved my auditing
techniques with ideas provided in every section... Taught how to audit
without blinders on... I learned to appreciate the whole audit process.”
Nick Valencia, Unified Examiners
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“Course material was relative, thorough and well
presented. Kept my attention”
Ron P., Douglas Guardian
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“The best parts of the course are where Mr. Caplan
shares the various methods and techniques of analysis as well as providing a
good deal of information on sources of information for analysis.”
Larissa M., FCC
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“Very good course and mix of practical experience...
Great software [reference manual] will be very helpful”
S.R.T., Analyst, First National Bank, MD
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“I would recommend this course to everyone!
Besides being a great overall experience, it allows you to hear stories and
possibilities that someone normally might not be exposed to. A real
eye opener! Do not miss the chance to participate in this seminar.”
Terry White, AmSouth Bank
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“Please offer more courses. To date, this course will be the
greatest contribution to my success in this career...Very Informative!”
A.J., Senior Examiner, Dopkins & Co.
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“This course was very informative and should be taken by all
auditors (ABL or not). It teaches you to become a better and more diligent
auditor...The class was EXCELLENT!”
Name withheld by request.
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“Extremely helpful... I learned a ton.
Concepts were clearly explained, questions answered concisely, etc. ”
Mary Robson, Fleet Capital
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“I really felt that the course gave great insight into what will
be one of the most important aspects of my new position in charge of
"monitoring," with this point driven home well.”
C.M., Vice President, Comerica Business CreditGreat Job!
B.H., Vice President, Comerica Business Credit
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“Joe was able to relate to everyone in the class. He's always in
the field and understands our job. He used great examples that helped us understand how to
deal with situations we might encounter.”
Douglas V. Cannaliat, Analyst, G.E. Capital
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“Tricks of the trade shared are excellent. The time saving
techniques allow an examiner to cover more in an exam and more thoroughly.”
J.C., Auditor, First Tennessee Bank
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“Excellent course for Intermediate examiners.”
W.J.C., Field Examiner, NationsBank
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“Highly recommend this course for every ABL auditor as a tool to
enhance professional growth.”
Robert Gilhem, Sr. Examiner, Norwest Business Credit
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“Mr. Caplan's course is very comprehensive.”
John C. Floyd, VP Audit Mgr., Compass Bank
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“I would recommend this course to everyone!... Besides being
a great overall experience, it allows you to hear [share] stories and possibilities that
someone normally might not be exposed to... A real eye opener!... Do not miss the chance
to participate in this seminar!”
T.W., Examiner, AmSouth
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“Mr. Caplan is a very energetic instructor that makes the class
interesting. The testing techniques are very helpful and I personally cannot wait to
implement what I learned.”
Riccardo Tagliavia, Field Examiner, USTrust
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“Overall class was great and I gained great insight.”
R.G., Auditor, Compass Bank
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“This truly is the "Greatest Profession on Earth"
and the ABL audit course was 200% relative to my job... I will improve greatly in the
audit function at my bank.”
J.N., Examiner, National Bank of Commerce.
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“Highly recommended for over 6 month beginner or intermediate
auditors. Informative and well done.”
Debra Wilson, Ops Manager, Fidelity Funding Factoring Group
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“This course is great for those who have been in the industry
for about a year+ and have examples to share... The presenter is a wealth of knowledge
& experience which is impressive... He is also open to learning from his
students.”
C.L., Examiner, Dopkins & Company, LLP
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“I enjoyed the seminar very much. Real life examples made the
course interesting... I will recommend that some of the more seasoned auditors attend this
seminar.”
A.W., Field Examiner, Norwest Business Credit
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“The course is both detailed and educational. Intermediate
ABL Auditing reflects a high level of course information....Course material is
great.”
Brenda Czekaj, National Audit Manager, National Bank of Canada
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“The class was very informative. Joe encouraged class
interaction which was helpful and informative. For an experienced auditor,
the class
reinforced what a good auditor should
be doing.”
Julie D. Kline, Sr. ABL Auditor, First Merit-OH
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“Provides in-depth insight to auditing procedures and
practices in addition to covering a vast array of critical topics. The seminar is a must
for account officers.”
O.K.L., AVP, Comerica Bank-IN
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“Overall a very complete course for an examiner with 1-5
years of experience... Not only teaches examiners how to gather facts, but teaches what
the facts are saying”
R.P., Sr. Examiner, Associates Trans Capital Services
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“We all benefited greatly...More experienced auditors were
challenged to be more creative...Joseph Caplan was well versed, articulate...extremely
knowledgeable.”
Staff and Team Leader letters from Comerica Bank-Texas
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“Mr. Caplan's course is very good at keeping one's attention
and therefore learning increases.”
Marcia Zebaneh, Field Examiner, Princeton Capital
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“Extremely helpful, even though I've been doing this for
years already. I learned a ton... Very easy to follow & very well taught...
Concepts were clearly explained, questions answered concisely, etc... I'm going to keep
the materials as a reference guide.”
M.R., CPA, Sr. Examiner, Fleet Capital
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“Even though I have been auditing for five years, this course
provided me with more ABL concepts... By far the best auditing course I have
attended... Great insight into new ways of looking at the way to complete an audit.”
P.J.M., Sr. Auditor, Dopkins & Company, LLP
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“I plan to use the course book to establish more comprehensive
spreadsheets and for
future reference...A wealth of information in a quick reference format.”
Gina Finn, VP, First National Bank of Commerce
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“Well structured, organized and presented. Quite
informative with the extensive use of cases and experience.”
P.S., Sr. Field Auditor, Transamerica Business Credit
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“Great examples to make you think about what is going on
behind the numbers. I would recommend sending all of your auditors.”
Susan Meyer, Examiner, FNBC / Bank One-Louisiana
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“Materials were well documented via computer slides and real
life situations. It was enjoyable to learn new techniques. Thanks a lot!”
R.F.R., Senior Field Examiner, National Bank of Canada
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“Excellent course for any ABL Examiner looking for a sound
base in auditing.”
Leroy Gayle, Field Examiner, USTrust
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“Concise information combined with anecdotal experience helps
reinforce the important points. Both informative and interesting.”
Mark LaMendola, Field Auditor, AT&T Commercial Finance
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“A great job organizing, compiling and presenting this
course...The animated slides, case studies and tales from the job, all contributed to
making the learning fun...a worthwhile and cost justified experience.”
Judy Higgins, First Commerce Corp.
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“I thought the program materials, presentation and knowledge
of Joe Caplan were excellent.”
M.B., Auditor, Commercial Capital
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“This [Intermediate ABL Auditing] course is most
informative. The instructor shared valuable tools that the auditors will benefit
greatly from applying.”
J.G., Auditor, Compass Bank
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“Instructor is very knowledgeable and delivered an
informative & effective presentation...Enjoyed the discussion and interaction--the
relaxed atmosphere of the class.”
B.P., Examiner, Fidelity Funding Financial Group |